What Employers should know about COBRA

COBRA is a federal law that requires employers with 20 or more employees to offer continuing coverage to individuals who would otherwise lose their health[…]

What Is a QSEHRA? Learn About Qualified Small Employer Health Reimbursement Arrangements

As a small business owner, finding the right health coverage offerings for your employees can be downright confusing. With ever-increasing healthcare[…]

Employer Supplemental Benefits

In today's evolving employee benefits landscape, one thing has remained clear: Employees still need — and want — financial protection. Supplemental[…]

What Is an HRA? Understanding Health Reimbursement Arrangements

For many companies and individuals, navigating the complicated landscape of employer-provided health benefits can be confounding. At Benafica, we’re here[…]

What Is a GCHRA? Group Coverage Health Reimbursement Agreements Explained

As an employer, you know the health benefits you extend to your staff play an integral role in attracting and retaining high-quality talent. But as group[…]

Bridging the Gap With Supplemental Insurance

Supplemental insurance, more commonly known as indemnity or ancillary, works along with a major medical plan, more commonly a High Deductible Health Plan.[…]

Seven reasons why you should use your dental insurance

1. Oral health care is an essential factor of senior health and wellness, 70% of older adults do not have dental insurance. We can help.

ICHRA 101: Everything You Need to Know About Individual Coverage Health Reimbursement Arrangements

As an employer, the health benefits you provide are key to attracting and retaining top talent at your organization. Providing comprehensive health[…]

Annual Dental Check During COVID-19

If you’re like most folks you planned your first annual dental check-up for April. Unfortunately, with Minnesota sheltering in place until May 4 it is[…]

Employer FAQ

Navigating Employee Benefits during COVID-19 Q: If employee eligibility changes due to hours, furlough or layoff what happens to their coverage?