How to Choose the Right Medicare Plan for Your Needs

Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal[…]

Why You Should Update Your Insurance ASAP After a Qualifying Life Event

If you’ve just changed jobs, had a baby, or experienced another major change in your life, it’s important to know how it may affect your insurance[…]

Common Medicare Terms You Need to Know

Enrolling in Medicare can be confusing, as can understanding your plan even when you’re already enrolled. At Benafica, we’re here to help. The first step[…]

9 Reasons You Should Consider Investing in Individual Life Insurance

Purchasing life insurance — unlike enrolling in many other types of insurance — may not seem like a pressing concern, especially for individuals in their[…]

A Quick COBRA Compliance Refresher

COBRA is a federal law regulated by the Department of Labor that requires employers with 20 or more employees to offer continuing coverage to individuals[…]

What Is a QSEHRA? Learn About Qualified Small Employer Health Reimbursement Arrangements

As a small business owner, finding the right health coverage offerings for your employees can be downright confusing. With ever-increasing healthcare[…]

Employer Supplemental Benefits

In today's evolving employee benefits landscape, one thing has remained clear: Employees still need — and want — financial protection. Supplemental[…]

What Is an HRA? Understanding Health Reimbursement Arrangements

For many companies and individuals, navigating the complicated landscape of employer-provided health benefits can be confounding. At Benafica, we’re here[…]

What Is a GCHRA? Group Coverage Health Reimbursement Agreements Explained

As an employer, you know the health benefits you extend to your staff play an integral role in attracting and retaining high-quality talent. But as group[…]

Bridging the Gap With Supplemental Insurance

Supplemental insurance, more commonly known as indemnity or ancillary, works along with a major medical plan, more commonly a High Deductible Health Plan.[…]