What Is a QSEHRA? Learn about Qualified Small Employer HRA

As a small business owner, finding the right health coverage offerings for your employees can be downright confusing. With ever-increasing healthcare[…]

Employer Supplemental Benefits

In today's evolving employee benefits landscape, one thing has remained clear: Employees still need — and want — financial protection. Supplemental[…]

What Is an HRA? Understanding Health Reimbursement Arrangements

For many companies and individuals, navigating the complicated landscape of employer-provided health benefits can be confounding. At Benafica, we’re here[…]

What Is a GCHRA? Group Coverage Health Reimbursement Agreements Explained

As an employer, you know the health benefits you extend to your staff play an integral role in attracting and retaining high-quality talent. But as group[…]

Bridging the Gap With Supplemental Insurance

Supplemental insurance, more commonly known as indemnity or ancillary, works along with a major medical plan, more commonly a High Deductible Health Plan.[…]

Seven reasons why you should use your dental insurance

1. Oral health care is an essential factor of senior health and wellness, 70% of older adults do not have dental insurance. We can help.

ICHRA 101: Everything You Need to Know About ICHRAs

As an employer, the health benefits you provide are key to attracting and retaining top talent at your organization. Providing comprehensive health[…]

Annual Dental Check During COVID-19

If you’re like most folks you planned your first annual dental check-up for April. Unfortunately, with Minnesota sheltering in place until May 4 it is[…]

Employer FAQ

Navigating Employee Benefits during COVID-19 Q: If employee eligibility changes due to hours, furlough or layoff what happens to their coverage?  

Minnesota’s health plans have agreed to waive costs for treatment of COVID-19.

Minnesota’s health plans have agreed to waive costs for treatment of COVID-19. Minnesotans with commercial insurance—including individuals, small[…]