Employer Supplemental Benefits
In today's evolving employee benefits landscape, one thing has remained clear: Employees still need — and want — financial protection. Supplemental[…]
What Is an HRA? Understanding Health Reimbursement Arrangements
For many companies and individuals, navigating the complicated landscape of employer-provided health benefits can be confounding. At Benafica, we’re here[…]
What Is a GCHRA? Group Coverage Health Reimbursement Agreements Explained
As an employer, you know the health benefits you extend to your staff play an integral role in attracting and retaining high-quality talent. But as group[…]
Bridging the Gap With Supplemental Insurance
Supplemental insurance, more commonly known as indemnity or ancillary, works along with a major medical plan, more commonly a High Deductible Health Plan.[…]
Seven reasons why you should use your dental insurance
1. Oral health care is an essential factor of senior health and wellness, 70% of older adults do not have dental insurance. We can help.
ICHRA 101: Everything You Need to Know About ICHRAs
As an employer, the health benefits you provide are key to attracting and retaining top talent at your organization. Providing comprehensive health[…]
Annual Dental Check During COVID-19
If you’re like most folks you planned your first annual dental check-up for April. Unfortunately, with Minnesota sheltering in place until May 4 it is[…]
Employer FAQ
Navigating Employee Benefits during COVID-19 Q: If employee eligibility changes due to hours, furlough or layoff what happens to their coverage?
Minnesota’s health plans have agreed to waive costs for treatment of COVID-19.
Minnesota’s health plans have agreed to waive costs for treatment of COVID-19. Minnesotans with commercial insurance—including individuals, small[…]